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Posts Tagged ‘health insurance’
Monday, March 15th, 2010
Here's a testimonial from one of our recent customers who happens to live very near our factory in Hudson Falls, NY. She took the time to stop by one day to show us how much she was improving, and it really was dramatic. Her happiness was obvious, her enthusiasm was infectious, and her results were indisputable. It was a real pleasure meeting with her and seeing how happy her home system has made her both look and feel:
March 8, 2010
Dear Everyone at UVBioTek
I just wanted to send a Huge thank you to the whole team at UVBio.
I have been fighting with a very rough skin condition called psoriasis that causes your skin to grow very fast causing rough dry looking patches called lesions. The patches are very rough, crack and itch. They are very pain full. They peel and flake as the skin grows too fast. Not only do these patches hurt but are very embarassing. People look at you like you have a very contagious disease and are afraid to talk to you. I have tried many creams and lotions and many different types of treatments including biologic drugs like enbrell that work a little for my skin better on the arm.
I want to send a Huge thank you to Darrel for all the hard work that she did. She worked very hard with my insurance company with forms and applying for coverage to help cover the cost. I know she spent many hours on the phone with them to get this approved for me. I did not have to fight with them on my own for that is worth a million thank yous. She took a lot of the stress away for me.
Before I started using the uvb narrow band home unit, my body was about 90% covered. I had it on my stomach, my back, my legs, and my scalp. There were very few places that were not covered with these patches of rough skin. After just a few weeks of using the unit in my home, I could start to see a difference in my skin it started clearing almost right away. My boyfriend could peel my back in the evening and by morning it was ready to peel again. Some days I felt like I was losing a pound of skin. Besides the frustration of nothing working and doctors giving many lotions. I was amazed that after approx four weeks of using the system for a few minutes every other day how fast my skin started clearing. My stomach is almost completely clear just a few patches. My back is clear, and my legs are clear, I am working on my arms as they were very rough looking and very thick with extra skin. My forearms have cleared in just a few weeks. All the support and open arms that is available at UVBioTek is amazing. I think this is the first time in my life that I have had a company care about me and making it better for me and my family. This is one amazing company that really cares about you. You can stop at their Hudson Falls, NY office and everybody is willing to help with a smile and help you through your condition. I wish there were a million thank yous out there that I could give them because for the comfort and healing that they have given to me is amazing. I only wish I knew about this 10 yrs ago when my skin first started with this. I can't thank them enough for everything that they have done for me… I am now sleeping better because my skin is no longer feeling like somebody poured acid on it. I am no longer losing a pound of skin a day. I am very excited about having nobody know that I have psoriasis all over my body because it will be gone. I have enclosed some pictures. This is truly the best treatment for me. I have seen such a difference in my skin within these few weeks this is truly amazing. It amazing from the support to the treatment that has changed my life. I am so thankful for how my skin is clearing and looking better. Physically emotionally I am feeling so much better.
Thank you
Sincerely
April M. *
(The photos she refers to will be posted as soon as I can get some good copies of them.)
* Full contact information withheld to protect the privacy of our customers, but is available upon request; and we thank April for sharing her story with us all!
Tags: biologicals, health insurance, home, insurance, nbUVB, phototherapy, psoriasis, Success stories, UVB, UVBioTek
Posted in Testimonials | 96 Comments »
Monday, March 15th, 2010
Here at UVBioTek, one of the most rewarding parts of making & selling our high-quality narrowband phototherapy systems is when we hear back about the results our customers are seeing by using our systems and how they have been affected by getting clear again. Here's a testimonial we recently received:
…My experience with UVBioTek, at every single point of contact was exceptional. Every person I encountered treated me as though my well-being and satisfaction were their primary concern. The entire experience was second only to some experience I had with the Mayo Clinic in terms of level of service. Because a large piece of the consulting work that I do is to help maximize business team effectiveness, I have a fairly good idea of what I'm looking at, and can easily see when a team is working well together. The UVBioTek team is clearly working well together.
I'm thrilled and relieved that UV therapy has been so successful for me, when nothing else had any effect (other than negative side effects.) The unit is extremely easy to use, and takes up remarkably little space. I particularly want to thank you personally for taking me by the hand and helping me navigate the bureaucracy of my health insurance provider. You really went to bat for me and enabled me to get the maximum reimbursement. Thank you so much for all your help.
Gratefully,
Gary S.*
Yes, it really does work, and the chances are good it'll work for you too. Don't put up with it any longer if you can put it into remission and put it away with a UVBioTek home nbUVB phototherapy system of your own. Change your look and you change your life.
* Full contact information withheld to protect the privacy of our customers, but is available upon request; and we thank Gary for letting us share his story!
Tags: health insurance, narrowband, nbUVB, phototherapy, Success stories, UVB, UVBioTek
Posted in Testimonials | 1 Comment »
Thursday, September 3rd, 2009
The use of ‘biological’ medications such as Enbrel, Humira, Raptiva and others have been used to treat psoriasis at a phenomenal rate . In 2008, the entire psoriasis market represented ~$2.5 billion. 55%, or $1.4 billion was spent on biological meds alone.
Aside from the known risks these medications present for cancer and other serious side effects, a large percentage of those patients would likely see better results with phototherapy and without increasing the hazards associated with biological medications. Many patients find that they can get and stay clear with phototherapy alone, without using the expensive and potentially risky biological medications. Sadly, too many dermatologists are prescribing biologicals without ever seeing if phototherapy would be effective first.
The cost of a home narrowband (nbUVB) system is often less than a single month’s worth of biological meds, yet it will provide a time-tested, virtually side-effect free therapy for decades with no additional costs to the patient OR the insurers. Instead, more than half of all the money spent in treating psoriasis is going to the pharmaceutical companies on a regular, routine schedule. This ensures a steady revenue stream, but at the expense of the patient’s best interests.
If just half of the patients who used biological meds in 2008 had instead purchased home nbUVB systems, it could have reduced the overall amount of money spent on psoriasis by a billion dollars annually… while providing more patients with more satisfying, trouble-free results.
(reference: http://www.researchandmarkets.com/research/b8d445/commercial_insight)
Tags: biologicals, cancer, health insurance, home, narrowband, nbUVB, phototherapy, psoraisis, UVB, UVBioTek, vitiligo
Posted in Basic information, News | 9 Comments »
Tuesday, August 18th, 2009
Health insurance has been much in the news recently. The only people who seem particularly happy with insurance in general are those who own insurance companies, those who lobby for insurance companies, and members of Congress. Sadly, over the last few years, what laws do regulate the industry were written by insurance company lawyers; just like in a casino as with insurance companies, the odds are always stacked in favor of "the house". You play the games, you take your chances.
Paying your insurance premiums regularly (i.e. remaining in compliance with your policy) has little to do with how well, or for what you are actually covered. Nobody, at least nobody in the US, can truly consider themselves to be "well insured" until they actually have to use their insurance by filing a claim (i.e. asking the insurance company to comply with your policy)… This means you usually have the procedure BEFORE you ever find out how it is going to cost you, and if you can even afford it. "After-the-fact" reimbursement policies benefit only the insurers, and often end up costing people their jobs, their homes, their families and even their lives. There is no other industry that authorizes actions without letting you know what your costs are going to be; insurance companies do not have to provide "estimates", and anything you are told over the phone is never a promise of a guarantee. The words "insurance", "promise" and "guarantee" used to be closely interlinked… but no longer with health care.
Most people find tremendous frustration when calling their insurance company’s customer service line. When you finally get a person on the line, they ask what they need. If you are talking with "Claims" and you have a question about your benefits, you will get put on hold and transferred to the "Benefits" department; who has no information regarding your claims. Ask the wrong question again, and once again you will find yourself listening to repetitive, annoying music while "waiting for the next representative" in yet another department. If you ask about "Durable Medical Equipment" (the category that UVBioTek narrowband home systems fall into, among many other things), you’ll find yourself transferred yet again to someone who has no information regarding either your claims or your benefits.
There are several reasons for this. One major factor driving all this compartmentalization is a set of regulations called "HIPAA" (Health Insurance Portability and Accountability Act). HIPAA was intended to protect the confidentiality of a patient’s medical information. This mandates people to being restricted to only having access to what they need to know to complete their job. So, anyone working in "Claims" is prohibited from seeing your "Benefits" information, and so on. Getting a simple question answered can be maddening, causing many people to simply give up and pay for it themselves or go without the treatment. Going without a medically prescribed treatment, primarily because you cannot afford it is hardly "fully insured", and yet it happens to thousands of people every single day.
Oddly enough, this can be almost as frustrating for the people answering the phones at the insurance companies. They are much like waiters in a restaurant; they don’t have any control over what they present to you; but they have to deal with the person who ordered steak and was served soup instead. One thing is for sure; it can test the patience of almost any person… and was most likely deliberately designed and intended to do exactly that
Not to worry. When you purchase a UVBioTek system, we will deal with your insurance company so you don’t have to. We can tell you what you need, what you need to send to us, and how much you can expect them to cover. We can help remove the stresses associated with getting insurance answers, and work towards getting you approved for the therapeutic needs your doctor has prescribed, at for the largest reimbursement you are entitled to.
Tags: approval, compliance, health insurance, healthcare, HIPAA, insurance denial, medical insurance, narrowband, premiums, UVB, UVBioTek
Posted in Basic information | 21 Comments »
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